Critical Illness Insurance and The Long Journey To The USA

critical-illness-insurance-long-journey

Has The Ship Really Come In? I just returned from the NACII convention that was held in Las Vegas, NV from September 10th – 12th. The National Association of Critical Illness Insurance has been holding annual conventions across the nation for almost 20 years. This year’s event had more paid attendees than any other year in the history of NACII. Bob Morhauser (Nation Sales Vice President- Group Markets for National Guardian Life Insurance Company) said something during a session that I … [Read more...]

How to Protect Your Clients Future with Cancer Insurance

How to Protect Your Clients Future with Cancer Insurance

Well folks here we are, our next Cancer Awareness Campaign. We recognize there are plenty of groups and organizations that put much thought, time, money and effort to get their message heard. You will hear about wellness programs, early detection measures that are available, a plea to help find a cure, all of which are extremely valuable. One item we hear too little of is the availability of cancer or critical illness insurance. Now wait just a minute and do not stop reading this article. … [Read more...]

Your Complete Guide to Selling Health, Critical Illness & Accident Insurance

Complete Guide to Selling Health, Critical Illness & Accident Insurance

Back in the day, distant memory for many of us, agents could earn a good 6-figure income selling Major Med alone. A lot of water has gone under the bridge since then. Times have changed and with that many have left the industry, incapable of making a sustainable income like they used to. Not being skilled in cross-selling or lacking an understanding of “ancillary” products, they failed to take advantage of new trends emerging in the marketplace. What are these trends? As you will see … [Read more...]

Critical Illness Plans With Many Covered Conditions

Critical Illness Insurance Plans with Many Covered Conditions

This article is an extension of the article, Your Guide to Living Benefits in Insurance Plans. Whereas Cancer Insurance and Heart Attack/Stroke Insurance are very specific to those conditions, there is another broad category of insurance that provides living benefits. This is your more comprehensive Critical Illness insurance plans which cover up to 18 different conditions. This category could be quite lengthy but we are going to simplify and give you guidance. Most all critical illness … [Read more...]

Voluntary Benefit Plans: Why Bother?

Voluntary Benefit Plans

Confidence in voluntary benefits is on the rise among carriers, brokers, customers and vendors in the market, according to a recent survey by Connecticut-based Eastbridge Consulting Group. The survey’s confidence index – based on sales growth, industry profitability and employee enthusiasm about products – continued to increase through the end of 2011, and 95 percent of survey respondents expected sales growth to continue throughout 2012. Voluntary Benefit Plans let employees choose … [Read more...]

How to Sell Health Insurance in Post Health Care Reform

How to Sell Health Insurance in Post Health Care Reform

I’m not Nostradamus but…. I am going to go out on a limb and predict that the world is not coming to an end. Contrary to the many radio, internet and Mayan calendar theories that you may have heard, I think we have millions of years left on this wonderful planet! Another prediction I’m going to make is that insurance consumers will always need insurance professionals. 2014 will be here in a flash and with that comes President Obama’s sweeping Health Care Reform bill or PPACA. It … [Read more...]