Many life insurance companies are promoting the idea of using life insurance as a retirement supplement: This idea can make sense in certain cases. Advantages of whole life First of all, a word about whole life: It is a guarantee-oriented product. The premium, death benefit and cash value can all be guaranteed for the life of the contract. In addition, it can accumulate significant amounts of cash. With a strong company, dividend payments can be attractive and grow into large sums over … [Read more...]
About the Author
Steve Kobrin is “second generation” in the life insurance industry, having brought his family business into the 21st century. He knows the nuances of field underwriting better than other professionals for whom life insurance is a side interest — especially when it comes to finding coverage for people who have been declined or rated on prior applications. As an independent broker, Steve relishes his freedom to represent dozens of carriers, with no sales quotas. Learn more by visiting www.StevenKobrin.com.