When you hear the word disability, what is the first thing that comes to mind? If you’re like most people, you might imagine the physical objects commonly associated with an illness or accident such as hospital beds, canes, walkers or wheelchairs. That’s what I thought until I experienced a personal disability that I live with today. Over the years, I have learned the “true” meaning of disability. The formal definition of a disability is a physical or mental condition that limits a person's … [Read more...]
About the Author
John F. Nichols, MSM, CLU, is a nationally recognized disability benefits consultant with Disability Resource Group, Inc., one of the nation's largest wholesalers of disability products. As a life and qualifying MDRT member, John has two Court of the Table and nine Top of the Table qualifications. Additionally, he is an Excalibur knight level contributor and Legion of Honor member to the MDRT Foundation.